Everett Mead have access to a range of insurers who can provide Professional Indemnity for many different industries however our policy provided by our partners QBE allow some added extras.. if you want them of course! Call us today on 01789 751009 or keep reading !The Professional Indemnity policy itself can provide cover for upto £5m and automatically includes cover for Legal Expenses but in todays world there are always additional areas that you should consider for your business. The QBE policy gives you the additional options :-
- Cyber Liability
This covers the exposures that arise out of internet communications. Many serious problems that may be passed from a first to a third party via the internet such as viruses and privacy issues will be covered.
- Public/Products Liability
This covers provides indemnity arising from the Proposer’s legal liability for third party bodily injury or property damage
- Employers Liability
Employers Liability covers the Proposer’s legal liability to employees as a result of injury caused during the course of their employment. It is compulsory to have this insurance under The Employers’ Liability Act 1969 if the proposer has any employees. Employers Liability cover, (£10m Limit of Indemnity), is only available if you have also selected Public/Products Liability
- Office Cover
The Office section provides optional material damage and business interruption covers in relation to the Proposer’s office premises
- Directors and Officers
Directors & Officers Insurance is personal liability cover for a company’s directors and senior executives. This covers protects against the costs of liability arising from management decisions that were made in good faith.
- Corporate Legal Liability
Corporate Legal Liability will provide protection against the cost of a legal defence and awards made on account of claims made for a range of alleged or actual wrongful acts, errors and omissions of the company
This protects a company from losses arising from the loss of money, securities or other property by employee dishonesty. This type of cover is sometimes referred to as Fidelity Guarantee.
- Pensions Trustee
Pension Trustee Liability is personal liability cover to protect trustees of pension schemes against any losses of the scheme due to any action or in action of the trustee.